You can fill out my application, call for a free consultation 801-472-9921, or email brandon@securityhomemortgage.com with any questions you have at to get started.
Yes, through UT Housing, VA, USDA, creative financing and/or some grant programs depending on eligibility. Ask me about eligibility for these programs.
There are many factors that go into the length of time it takes to process each loan. While the national average is 47 days, at Security Home Mortgage we expedite the process, making our typical time to complete a loan for most cases between 14-30 days. With some files closing in as little as 7 days. This time may vary depending on property types, the seller contract etc.
The lender must obtain a credit report for each borrower on the loan application who has an individual credit record. The credit report must be based on data provided by the national credit repositories. Because of this, even if you have pulled your credit score, for the credit score to be considered valid it must be pulled directly from our certified credit bureaus through the loan application process.
Typically pulling your credit report for a mortgage will lower your score by 3-6 points. You can recuperate those points typically within a month. After your credit has been pulled you have 45 days to shop for a mortgage with no additional penalty.
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